Business Growth with Flexible Financing

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Ground-up construction of commercial properties.

• Amounts: $2 million to $75 million+.
• Leverage: Up to 80% Loan-to-Value (LTV) or 90% Loan-to-Cost (LTC).
• Interest Rates: Starting at 7.99%.
• Term Length: 1 to 3 years.
• Closing: Quick as 2 weeks.
• Borrowers must be experienced investors or developers.
• Projects must be development sites for commercial properties.
• Comfortable with borrowers who have past bankruptcies or other credit challenges 

• How It Works
• Begin by reviewing our program details and applying for pre-approval. Our specialists are available to address questions—contact us today.
• After securing a property under contract, submit your application with the sales contract, scope of work, and rehab budget.
• We create a unified loan structure covering acquisition and renovations, with rehab funds disbursed in draws post-closing.
• Upon your approval of terms, we process efficiently aiming for closure in 3-4 weeks.
• Frequently Asked Questions
• Can I keep the renovated property as a rental? Absolutely. 
• Our Fix & Rent program supports investors building rental portfolios. After renovations, we assist in refinancing to a long-term 30-year rental loan.
• Get Pre-Approved
• Pre-approval is simple and fast. Share your investment goals, background, and capital needs—we can often qualify you in minutes over the phone and issue a pre-approval letter for your offers.

Rental Loans

Get Pre-Approved Today

Rental Loans

• Our rental loan program is tailored for real estate investors looking to build and grow their own rental portfolios. Purchase properties directly in your LLC with no personal income required for qualification. Our underwriting focuses on the property's value and its potential rental income.
• Rates Competitive rates starting as low as 5.875% We partner with top programs nationwide to secure the most favorable rates available.
• Leverage Up to 80% LTV Greater leverage allows you to expand your portfolio faster. We customize solutions to fit your investment strategy.
• Loan Amounts Up to $2 Million Financing from $50,000 to $2 million. Properties must appraise for at least $75,000.
• Property Types Residential Real Estate Single-family homes, townhouses, warrantable and non-warrantable condos, 2-4 unit properties, and 5-8 unit multifamily buildings.
• Credit Requirements Minimum 680 FICO Score Borrowers need a middle FICO score of at least 680. Exceptions available for foreign nationals.
• Borrower Type Individual or Entity Properties can be titled in your personal name or held through an LLC, Corporation, or Trust.

• How It Works
• Begin by exploring our rental loan program and applying for pre-approval. Our loan specialists are ready to answer any questions—call us today.
• Once you have a property under contract, submit your loan application along with the sales contract and current lease (if applicable).
• We evaluate multiple loan options based on the property's rental income potential, including monthly rent, property taxes, insurance, and any HOA or condo dues.
• After you review and select your preferred option, we process your application with a target closing timeframe of 30 days or less.
• Get Pre-Approved
• Pre-approval is quick and straightforward. Tell us about your investment goals, experience, and financing needs—we can often qualify you over the phone and provide a pre-approval letter to strengthen your offers.