How DSCR Loans Work with Blue Jacket Capital
Blue Jacket Capital’s Debt-Service Coverage Ratio (DSCR) loans provide streamlined, flexible financing for investment properties, relying exclusively on the property’s rental income. No personal income verification is required. To qualify, the property’s rental income must cover monthly expenses—such as principal, interest, taxes, and insurance—by at least 20%.
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Blue Jacket Capital offers:
- Loan amounts from $75,000 to $2,000,000
- Terms up to 30 years
- Loan-to-Cost (LTC) ratio up to 80% of the purchase price
- Cash-out options up to 75%
- Interest-only payment options with up to 75% financing
How Fix and Flip Loans Work with Blue Jacket Capital
Blue Jacket Capital’s Fix and Flip loans (also known as rehab loans) provide fast, flexible, and accessible financing tailored for investors looking to acquire, renovate, and resell properties or refinance post-renovation properties. Unlike traditional loans, our financing is based on the property’s potential After Renovation Value (ARV), with no personal income verification required.
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Blue Jacket Capital offers:
- Loan amounts from $75,000 to $3,000,000
- Terms of 12 to 24 months
- Loan-to-Cost (LTC) ratios up to 90% of the purchase price
- LTC ratios up to 100% of renovation costs
- Loan-to-Value (LTV) ratios up to 75% of the property’s ARV